WHAT IS A BAD CREDIT MORTGAGE IN KITCHENER-WATERLOO?
Our Bad Credit Mortgage in Kitchener-Waterloo approval programme from us at Mortgage Kings, is an Secured Loan all legally closed by lawyers, in many cases mostly two lawyers will be required, (one lawyer represents the Lender and one separate lawyer represents you independently) but funded by, Private Lenders \ Accredited Investors or a Private Mortgage Investment Corporations, funded all legally registered similar to any other mortgage closing. Because Banks may have denied to give you the loan, due to your blemished credit. We understand life happens, situations change, layoffs, divorce, separations, have judgements, Income Tax arrears, GST/HST Arrears, you have low income or fixed income, are self employed or have Bad credit, or are in a consumer proposal or previous bankrupt. Normally, in these type of sensitive tough life situations, Banks or Big financial trust institutions, may not give you a mortgage, as your GDS / TDS (Gross / Total Debt Ratios) are very high and will be out of sync as per their policies guidelines, and the blemished low credit score in spite of you having lots of Equity in the home. What do people do, if they need help or want a lift or a boost want to catch up, on their life and financial situations, NOT to worry anymore, We at Mortgage Kings, as your Ontario Mortgage Broker, are here to help in all these complex, situations. We have access to lots of Private Lenders, investors, Private Mortgage Corporations and access to lots of Private Capital. We lend on your Home Equity – NOT your Credit Score.
We do it very differently, make the approval easy as per your needs and situations as required by you, we will give you that help, that boost, the lift you need and customise a special client centric, secured a Private First Mortgage or a Private Second Mortgage, that will sit behind you existing First Mortgage,(in most cases, normally the First Mortgage is from a Big Financial Institution, like a Bank or a Trust Company/Credit Union) which means that your Existing current First Mortgage will be left in its place as is, Untouched – But does allows you to tap in to your Home Equity on your property. We Can Help, you to borrow from your Home Equity and get you a approval in spite of your Bad Credit situation and get you a Mortgage Approval on your residential as well as Commercial Property, IF there is sufficient equity. We Approve on Home Equity – NOT your Credit score.
We understand that there are situations, when you will need to get an approval for a Bad Credit Mortgage in Kitchener-Waterloo programme . Benefits of getting a Bad Credit Mortgage in Kitchener-Waterloo Approved from us, will allow you to take up to 85% LTV (Loan to Value) of the dormant Equity out, of your Home Value, regardless if you have Bad Credit, Low Income, are previously Bankrupt or are in a Consumer Proposal.
For Home-owners who have Bad Credit, Low Income, No problem, WE CAN HELP…!!! Our Kitchener-Waterloo Bad Mortgage Experts will assist and help you. As long as there is Equity in you Home, we have an Approval waiting for you.
★★★ We can go Up To ★ 85% Loan (LTV) ★ of your Home Value ★★★
★ CONSOLIDATE ALL YOUR DEBTS INTO 1 LOW SINGLE MONTHLY PAYMENT ★
★ Call Us NOW, for a Bad Credit Mortgage Approval over the Phone Instant ★
★ Call Now, Toll Free 1-844-520-CA$H (1-844-520-2274) ★
★ or fill out the info form below and Send it ★★★
BENEFITS OF A BAD CREDIT MORTGAGE
A Bad Credit mortgage can help you get rid of high-interest debt and improve your credit score. But Bad Credit mortgages are also widely used to help with a whole range of other financial needs. The possibilities are unlimited — and with a Bad Credit mortgage, your dreams are powered by an asset you already own.
Leins on Property
NO Problem, We can pay it ALL off for you, bring you upto date.
CRA - GST/HST Tax Arrears
NO Problem, We can pay it ALL off for you, bring you upto date.
NO Problem, We can PAY it OFF, If you are behind on your Mortgage payments,
NO Problem, We can PAY it OFF, your High Interest Credit cards, and loans.
NO Problem, We can pay it ALL off for you, bring you upto date.
NO Problem, We can pay it ALL off for you, so your can re-establish your credit.
Property Tax Arrears -
NO Problem, We can pay it ALL off for you, bring it UPTO date in good standing.
NO Problem, We can get you the cash you need all the way upto 85% LTV.
NO Problem, We can Help ! If you're looking to renovate your home.
WE MAKE BAD CREDIT MORTGAGE APPROVALS
EASY AND HASSLE FREE, FOR YOU…!!!
Our Bad Credit Mortgage, Kitchener-Waterloo Approval Programme we can help you get rid of your high-interest credit card debts, Collections, Tax arrears, Judgements, Leins and we will help you to re establish and improve your credit score. We can Help you PAYOFF ALL your debts, so U will be DEBT FREE and this will help with improving your cash flow, help you to re establish your credit, get your finances in order and we will also leave you with some EXTRA cash in hand too…!!!
Our Custom designed, client centric focussed, Bad Credit Mortgage Approval in Kitchener-Waterloo Programme has helped many of our clients, with a whole range of other financial needs. The possibilities are unlimited — and with our Bad Credit Mortgage Approval in Kitchener-Waterloo you will be able to catch up to your dreams, Goals. Save your home, Stop Power of Sale Situations. We APPROVE you based on your Home Equity, NOT your Credit Score. IF there’s EQUITY in your HOME, then there’s an APPROVAL ready for you..!!! Oh Yeaahhh…!!!
THAT’S WHY WE SAY:
★ HOMEOWNERS WITH EQUITY, ARE APPROVED ★
★ LOW INCOME OR HAVE BAD CREDIT – NO PROBLEM ★
★ NO MIN CREDIT SCORE REQUIRED ★
★ NO JOB VERIFICATION REQUIRED ★
★ FAST APPROVALS, EASY AND HASSLE FREE ★
★ CASH IN 3 – 5 BUSINESS DAYS ★
★ APPROVED ON HOME EQUITY, NOT YOUR CREDIT SCORE ★
★★★ IF WE CAN’T GET YOU FUNDED….. CHANCES ARE, NO ONE ELSE WILL ★★★
Get a Bad Credit Mortgage in Kitchener-Waterloo
Other Mortgage Solutions We Offer
- Home Equity Line Of Credit
- Private Mortgages
- Mortgage Refinance
- Commercial Mortgage
- Debt Consolidation Mortgages
- Bad Credit Mortgages
Put your home’s equity to work for you.
Because a home is often our most valuable asset, many home-owners use a Home Equity Line of Credit (HELOC) for major items, such as education, home improvements, or investment. A HELOC mortgage, is offered by a Bank or a Big Financial Institution, Trust Companies, so you will have to Qualify for it, with Good Income and Credit. It allows you to access up to 80% of the equity in your home for what you need accomplish. ( We have other options as well, if you do not have good Income and Bad Credit)
Approved on Home Equity – Not your Credit Score
Bank Denied you or your are self employed, with very low income showing on your T4s or T1 Generals. You are on limited Fixed income, Pension Income, or Disability income. No Problem, Got Laid off, Have Arrears on Property Taxes, are behind on your 1st Mortgage, have income tax or GST / HST Arrears No Problem, We can Help. We Approve ALL Situations, as long as there is Equity in the Home, there is an Approval waiting for you… Ohh Yeaahh…!!! We understand everyone goes thru life situations and sometimes needs that extra boost and push to get them back on track, We can help, we payoff ALL the debts and arrears, bring you upto date, with everything, help you to re establish, re build your credit whatever the situation, as long as there is enough Equity in the home to cover, there is a Deal to be made….. Oh Yeaahhh….!!!!
We make refinancing your home simple! ALL the Way to 85% LTV
Our flexible and affordable financing options allow you to access up to 85 to 90% of the home equity (v/s Banks and Big Financial institutions who will only refinance upto 80% LTV) of your home to meet your financial needs. Many of our customers use this CONSOLIDATED BLENDED INTEREST RATE solution, to consolidate high interest rate credit card and/or house hold debt, payoff their Consumer Proposal, payoff their existing Second Mortgages or any Leins or Judgements they have, while others use this product to renovate their home or buy an investment property. As long as there is enough Equity in the Home, we can refinance it all into a New 1st Mortgage upto 85% LTV.
Commercial Mortgages-The Ideal Solution.
We are committed to helping you meet your commercial financing needs. We offer commercial 1st and 2nd mortgage loans upto 75% LTV, that meet or exceed your long-term financing needs. We also, can help you to relocate your business, Purchase land or buildings, Construction financing, expansion or renovation loans, working capital and more. Bank Denied your loan, NO Problem, we can help, access to lots of Private Lenders, for 1st or 2nd Mortgages on Commercial Properties.
Eliminate Worry & Stress by Consolidating your debt.
We specialize in debt consolidation through mortgage refinance. You can lower your total monthly payments by unlocking up to 90% of your home’s value with help from trusted mortgage lenders and insurers. We have helped our clients who are in debt collections or a Consumer Proposal.
Bad Credit Mortgages Done- Bank say “NO’…. We say “YES”
Bank Denied you because of your Bad Credit, they will not refinance or give you the heloc, or a New Mortgage, NO problem, we can help. We APPROVE on your Home Equity, NOT your Credit Score. We Specialize in getting you a Mortgage even if you have bad credit, as we are Home Equity Lenders. So if there is Equity in your existing home, or if you have a good sized down payment, BUT bad credit, we can help. We understand everyone goes thru life situations and sometimes needs that extra boost and push to get them back on track, We can help, we payoff the debts, help you to re establish, re build your credit whatever the situation, as long as there is enough Equity in the home to cover, there is a Deal to be made.
|Current Mortgage||Bad Credit Mortgage|
|Home Worth $300,000||Home Worth $300,000|
|Current Interest Rate 3.0%||Current Interest Rate 3.0%|
|Current 1st Mortgage Payment $1,050||Current 1st Mortgage Payment $1,050|
|$250,000 Mortgage Balance||$250,000 Mortgage Balance|
|$50,000 Mortgage Requested||2nd Mortgage Payment $250|
|$25,000 Tax Arrears $500/month||$25,000 Tax Arrears Paid|
|$25,000 Credit Cards $750/month||$25,000 Credit Cards Paid|
|Total $2,750/month||Total $1,300/month|
You Save $1,450/month!!!
why customers us!
He explained and disclosed everything thoroughly and upfront, we knew exactly what we were going to get on our Private Mortgage, always called us back promptly, we even available after hours. We had 5 Judgements and 2 CRA Leins, on our property, Mortgage Kings, helped me get approved fast, I can't thank them enough, so many agents I spoke to could not find me a Lender.
- Jennifer Jong -
A true thorough, professional, as well as kind, very knowledgeable, compassionate, Shawn from Mortgage Kings was available when we needed help, he made all of the difference, he was responsive and available prompt response to my emails and phone calls I had been laid off, 3 weeks before my home closing, bank denied me last minute, Mortgage Kings came to the rescue and helped me get Approved.
- Mark Jospeh -
I want to Thank you, Mortgage Kings, for help in securing a 2nd Mortgage for our home, we would have lost our home, we were in a power of sale situation. You came in bought my 1st Mortgage arrears and property taxes all upto date. Thank you treating us as people rather than just home loan customers.
- Janice Khan -
I would like to thank Mortgage Kings for all the great work they did getting myself and my wife our second mortgage. The were true pros in helping us out in all our needs. The team was very positive in all matters and would highly recommend them to our friends and family!
- Franklin Brice -
My wife and I just wanted to send a big thank you to Mortgage Kings! We thank you so much for helping us secure our second mortgage. Your kind and very professional at what you do! You have shown us that you truly do care about your clients, which is why we came back to you for another mortgage..
- Marquis Corey -
Just wanted to let you know how grateful we are about the mortgage going through, I can't tell you how wonderful it is to finally enjoy life and not stress about money it has taken a lot of stress off our shoulders and now we can get our credit back to speed and maybe start saving! Thank you for all your help and support it was great meeting you. Take Care,
- Joanne Provis -
Thank you so much for the time and effort you have taken to ensure the financial well-being for our family. We have been witness to the pride and dedication you show in your work first-hand; a rare quality it seems in client service these days! It’s safe to say you can consider us clients for life! Thanks again!
- Desirae Karla -
Our Industry Associations
Bowmanville Bad Credit Mortgage
Burlington Bad Credit Mortgage
East Gwillimbury Bad Credit Mortgage
Georgetown Bad Credit Mortgage
Halton Hills Bad Credit Mortgage
Orangeville Bad Credit Mortgage
Peterborough Bad Credit Mortgage
Mississauga Bad Credit Mortgage
Niagara Falls Bad Credit Mortgage
Richmond Hill Bad Credit Mortgage
Scarborough Bad Credit Mortgage
Stouffville Bad Credit Mortgage
Woodbridge Bad Credit Mortgage